Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa CountyThe top seven reasons AZ homeowners use Northern Arizona Appraisal, Inc.:
Need help deciding the value of your home in or near Phoenix, AZ?
At Northern Arizona Appraisal, Inc., we understand the special needs of a consumer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our valued client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Northern Arizona Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours. Appraisals to cancel PMIA fashionable way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you remove unnecessary PMI insurance. Challenging Maricopa county's assessment of your propertyIf you live in an area that is declining or is not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An appraisal report from Northern Arizona Appraisal, Inc. is your number one weapon when challenging your property tax assessment. HELOC recently frozen?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Northern Arizona Appraisal, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned expert to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property. |