Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County
Here are the top reasons AZ homeowners hire Northern Arizona Appraisal, Inc.:
Own a house in or near Phoenix, AZ and need help determining the price of it?
We at Northern Arizona Appraisal, Inc. understand the unique needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you remove undesirable PMI insurance.
Challenging property tax assessments
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Northern Arizona Appraisal, Inc. is your strongest weapon.
HELOC recently frozen?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Northern Arizona Appraisal, Inc. can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.