Attention homeowners in Phoenix and Maricopa County: Get an Appraisal today!

Here are the top 7 reasons why AZ homeowners order from Northern Arizona Appraisal, Inc.:

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge Maricopa county's assessment of your propertyvalue
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in AZ by determining the true market value of property in question

Need help determining the value of your home in or near Phoenix, AZ?
Contact Northern Arizona Appraisal, Inc..

We at Northern Arizona Appraisal, Inc. understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Northern Arizona Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you rid yourselves of unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other houses nearby. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal report from Northern Arizona Appraisal, Inc. is your strongest weapon.

HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Northern Arizona Appraisal, Inc. can help you with that. Even though this is typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.