Real estate appraisal services for homeowners in the city of Phoenix and Maricopa County
See the top 7 reasons why AZ homeowners use Northern Arizona Appraisal, Inc.:
Need help determining the value of your house in or near Phoenix, AZ?
We at Northern Arizona Appraisal, Inc. understand the particular needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Northern Arizona Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Northern Arizona Appraisal, Inc. is experienced in helping people just like you remove unnecessary PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that's declining. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Northern Arizona Appraisal, Inc. is your perfect weapon.
Recently got a freeze your HELOC?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Northern Arizona Appraisal, Inc. can provide you with efficient appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for precision? Northern Arizona Appraisal, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Northern Arizona Appraisal, Inc. can We can assist you. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.